The Musicmatch card is very easy to reload, with Internet, ATM, and online banking options available. This makes it a perfect system for parents who are transferring money to their college students, teens, and so on. This method also allows parents to track spending closely. There is a small charge for ATM cash back withdrawals (just a dollar!) and a small load charge (only a dollar and a half!), but the free purchase transactions more than make up for those. Most prepaid cards impose a fee on every transaction, which can really add up. Unlike many other prepaid credit cards, there is no restriction on load amounts.